
Meet your local insurance agent in Franklin, MN
Joel Harmoning has been an agent for Farmers Union Agency since 2000 and is licensed in Property, Casualty, Life, Accident & Health in Minnesota and South Dakota. His full-service agency specializes in farms, Ag trucking operations and dirt moving contractors. Joel has maintained his Certified Insurance Counselor (CIC) designation since 2006.
You deserve the best. Leave the shopping to me.
As an independent agent, I am not tied to just one insurance company. In fact, I work with a wide range of top-rated insurance carriers. This means I can compare coverage and rates across the industry to find the best options tailored specifically to your needs.


Your GloveBox account from FUA is your 24/7 simple spot to manage your insurance needs:
- Pay your bill
- Submit a claim
- Print ID cards
- Make policy changes
- Request service
- Add new coverage
Harmoning Agency
Office Address
329 2nd Ave E
Franklin, MN 55333
Contact
P: 507-557-7000
C: 320-212-6545

About Joel Harmoning
My wife, Linda (Knott) and I have been married since 1993, and together we have four children – Brooke, Dakotah, Blake and Isabella; and two grandchildren – Parker and Austyn. I am a proud Marine Corp veteran and served from 1985-1991. I love camping, traveling and the outdoors, gardening and woodworking.
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